Features

• 1 We purchase a property on behalf of a customer and sell it to the customer in long-term installments.
• 2 Flexibly set a payment period.
• 3 The customer must capitalize on it (on-balance).
• 4 The customer must perform administrative work associated with ownership of equipment (depreciation calculation and fixed asset tax payment).
• 5 Similar to a lease transaction, we offer movable comprehensive insurance on the targeted property in principle.
• 6 When payment of the installment sales proceeds is complete, ownership of the property is transferred to the customer (ownership of the property is reserved by the lease company until completion of the payment of the installment sales proceeds).

Mechanism of Installment Sales

Comparison of Lease Contract and Installment Sales Contract

Advantages

POINT 1 Reduction of financial burden at introduction of equipment

Because not a lot of capital is required when introducing equipment, the customer can remain economically affluent. In addition, the financing effect is 100%.

POINT 2 Effective operation of your funds (diversification of financial arrangements)

Because a lot of financial outflow can be prevented, it is possible to use your own funds and debts from other capital investments as operating capital.

POINT 3 Leveling of financial burden

Because the monthly installment amount is fixed, it is possible to level your financial burden.

POINT 4 Flexible payment period setting

Because it is possible to set a payment period according to your budget, flexible installation of equipment is available.

POINT 5 Transfer of property ownership

When payment of the installment sales proceeds is complete, ownership of the property is transferred to the customer (ownership of the property is reserved by the lease company until completion of the payment of the installment sales proceeds).